What is Long-Term Care?
Long-term care is the type of care you need when you are no longer able to do the things you take for granted everyday. It is needed when simple things, such as getting out of bed, eating, or even taking a shower, become too difficult to do on your own.

Why Consider Long-Term Care Insurance?
Long-term care insurance (LTCi) pays for home health care, assisted living, nursing home and other long term care expenses. People buy LTCi to protect retirement assets and to maintain freedom of choice when receiving care.

Kansas Partnership Program
The state of Kansas Long-Term Care Partnership Program provides dollar-for-dollar asset protection. Each dollar that your Partnership policy pays out in benefits entitles you to keep a dollar of your assets if you ever need to apply for Medicaid services. This extra asset protection does not increase the cost of the insurance.

Individual Policy Features
Individual LTCi policies have a wide range of options that allow you to customize coverage. For example: Daily Benefit Amounts from $60 to $400 per day; Benefit Periods from 2 years to unlimited; Elimination Periods from 20 days to 360 days; and many other options. Individual policies are also fully portable.

All individual policies available qualify for the Kansas Partnership Program. Acceptance is not guaranteed. An application covering health history must be completed.

About Legacy Services
Legacy Services specializes in long term care insurance. We are an independent agency that represents the major carriers. We offer in-depth education to help consumers get the best value for their money when buying this coverage.

One-on-One Consultations
Everyone has unique needs that must be addressed individually. For this reason, you can receive a no obligation one-on-one consultation with one of our agents who specializes in LTCi.

During these meetings we will discuss if LTCi makes sense for your financial situation, what plan options are best for you, and provide specific price quotes. To schedule a one-on-one consultation call Legacy at 800-230-3398, ext. 101.

For More Information
If you would like more information on Partnership-qualified LTCi policies, please contact Legacy Services at:

Legacy Services
800-230-3398, ext. 101
email: custsvc@4groupltci.com